Terms of Use

Last Updated December 2020

DISCLAIMER

The information on this website has been obtained from sources believed to be reliable. We have not verified it and make no guarantee, warranty, or representation about it. Any projections, opinions, assumptions, or estimates used are for example only, and do not represent the current or future performance of the property. You and your advisors should conduct a careful, independent investigation of the property to determine to your satisfaction the suitability of the property for your needs. Please see our Advertiser Disclosure.

TERMS OF USE

This Terms of Use agreement (this “agreement”) is a legal agreement between you and Trivericon, Inc., the owner of this website “SBA7a.us” and the associated brand “Financial Intelligence” (“ we,” “us,” “our”, or the “site”) providing, among other things, the terms and conditions for your use of the site.

We may from time to time modify these Terms of Use and will post a copy of the amended agreement on the Terms of Use web page. If you do not agree to, or cannot comply with, the agreement as amended, you should not use the site. You will be deemed to have accepted the agreement as amended if you continue to use the site after any amendments are posted on the site. We reserve the right to refuse to provide our products and services to anyone at any time.

This agreement contains warranty and liability disclaimers. By using this site, you accept and agree to the terms and conditions of this agreement without any reservations, modifications, additions, or deletions. If you do not agree to the Terms of Use contained in this agreement, you are not authorized to use the site. You may be denied access to the site, with or without prior notice to you, if you do not comply with any provision of this agreement.

PRODUCTS AND SERVICES

You understand and agree that we are not a lender and are not the creditor for or issuer of the products featured on the site. Any products or services advertised at this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers. We are also not a broker and do not broker any products or services.

LOAN REQUEST POLICY

We are not a lender and do not accept loan applications. We only accept requests to be connected with lenders and may collect information from your business pertaining to potential business loan applications with such third parties. Each lender may use the information you provide on this site for your application for credit with that lender. Your receipt of an electronic or other form of confirmation that your request has been submitted does not signify any acceptance of your application with your prospective lender, nor does it constitute confirmation of any offer to fund. We may require additional verification(s) or information before accepting any request. We are not responsible for requests on the site or applications to lenders that cannot be funded or unsuccessful funding applications arising from an applicant’s ineligibility to qualify for the funding opportunity.

1. Authorized users

1.1. Age requirement; authority. In order to use the site, you must be at least 18 years of age. You represent that:

(i) you have read and understood, and agree to be bound by, this agreement; and

(ii) you are at least 18 years old.

If you do not agree to, or cannot comply with, any of these terms and conditions of this agreement, please do not attempt to access this site.

1.2. Registration. We reserve the right to restrict certain areas of information on this site to our approved registered users. In the event that any area of the site requires you to register with us prior to our granting you access to such areas of the site, you agree to provide truthful information, including but not limited to a member name and password as well as your name, address, telephone number, and a valid email address (the “account information”). You agree to provide accurate account information and to update your account information as necessary to keep it accurate.

We will use your account information in accordance with our privacy policy, which can be found on our Privacy Policy page, as described further in Section 6 of this agreement. You are solely responsible for maintaining the confidentiality of your member name and password. You agree to notify us immediately of any unauthorized use of your member name, password, or account. We will not be responsible for any losses arising from the unauthorized use of your account, and you agree to indemnify and hold harmless us, our partners, parents, subsidiaries, agents, affiliates, and/or licensors, as applicable, for any improper, unauthorized, or illegal uses of your account.

2. License to use the site

2.1. Grant of license. We grant to you a limited, non-exclusive, non-transferable license to access and use the site in accordance with the terms and conditions set forth in this agreement. We reserve all right, title, and interest not expressly granted under this license to the fullest extent possible under applicable laws. Any use of the site not specifically permitted under this agreement is strictly prohibited.

2.2. Restrictions. You agree that you will not:

(i) use the site to reproduce, transmit, display, or distribute copyrighted material in any medium or via any method without our express written permission;

(ii) copy, store, edit, change, prepare any derivative work of, or alter in any way any of the content provided on this site; or

(iii) use our site in any way that violates the terms of this agreement.

The site is owned by Trivericon, Inc. and/or its parent company or affiliated entities and is protected by United States copyright laws and international treaty provisions. You will not sub-license, assign, or transfer the license granted to you under this agreement. Any attempt to sub-license, assign, or transfer any of the rights, duties, or obligations in violation of the provisions of this agreement is void.

3. Other restrictions

You agree that you will not:

(a) impersonate any person or entity, or misrepresent your affiliation with any other person or entity;

(b) engage in spamming, flooding, harvesting of email addresses or other personal information, spidering, screen scraping, database scraping, or any other activity with the purpose of obtaining lists of users or any other information, including, specifically, property listings available through the site;

(d) attempt to gain unauthorized access to other computer systems through the site; or

(e) use the site in any manner that could damage, disable, overburden, or impair the site or interfere with any other party's use and enjoyment of the site.

4. Copyrights and other intellectual property

4.1. As between you and us, you acknowledge that we own or have a license to all title and copyrights in and to the content provided on this site. All title and intellectual property rights in and to any licensed content provided on this site is the property of the respective content owners; and may be protected by applicable copyright or other intellectual property laws and treaties, and subject to use restrictions under such laws or treaties.

4.2. Photos herein are the property of their respective owners and use of these images without the express written consent of the owner is prohibited.

5. Trademarks and third-party trademarks

The following are registered trademarks or trademarks of this site: its design logo, as well as certain other trademarks, service marks, graphics, and logos used in connection with our provision of products and services. The site may contain third-party trademarks, service marks, graphics, and logos. You are not granted any right or license with respect to the our trademarks or the trademarks of any third party.

6. Privacy policy

Unless otherwise addressed in this agreement, your use of this site is subject to our Privacy Policy, which is incorporated by reference and made a part of this agreement. It is important that you read and understand the terms of our Privacy Policy. We may cooperate with and disclose information (including your account information) to any authority, government official, or third party, without giving any notice to you, in connection with any investigation, proceeding, or claim arising from an asserted illegal action or infringement whether related or unrelated to your use or misuse of this site.

7. Submissions or other information

If you submit to us or post on the site any property listing, testimonial, comment, review, suggestion, or any work of authorship (collectively a “submission”), including, without limitation, submissions about any of our products or services, such submission will not be confidential or secret, and may be used by us in any manner. Please do not submit or send any submission to us that you consider contains confidential or proprietary information. No submission sent to us will be considered or treated as confidential information. We do not prescreen submissions, and we will have no obligation to read any particular submission submitted or sent to us. By submitting or sending a submission to us, you:

(i) represent and warrant that the submission is original to you, that no other party has any rights thereto, and that any “moral rights” in such submission have been waived; and

(ii) grant us a royalty-free, unrestricted, worldwide, perpetual, irrevocable, non-exclusive and fully transferable, and assignable and sub-licensable right; and license to use, reproduce, publish, distribute, display, translate, summarize, modify, and adapt such submission (in whole or in part); and/or to incorporate it into other works in any form, media, or technology now known or later developed, in our sole discretion, with or without your name.

8. Term

This agreement will remain effective until terminated by you or terminated by us.

9. Disclaimers

9.1. The site (including all of its content) is provided to you “as is.” Any use of this site is at your own risk. To the maximum extent permitted by applicable law, we disclaim all warranties, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We make no representations, warranties, or guarantees that this site will be free from loss, destruction, damage, corruption, attack, viruses, interference, hacking, or other security intrusion, and we disclaim any liability relating thereto.

9.2. We make no representations, warranties, or guarantees that the use or results of the use of the site (including all of its content) is or will be accurate, reliable, current, uninterrupted, or without errors. Without prior notice, we may modify, suspend, or discontinue any aspect or feature of this site or your use of this site. If we elect to modify, suspend, or discontinue the site, it will not be liable to you or any third party.

9.3. All property listing information contained within this site is subject to the possibility of errors or omissions; change of price, rental, or other conditions; prior sale, lease, or financing; or withdrawal without notice. Any projections, opinions, assumptions, or estimates contained within this site are for example only, and such projections, opinions, assumptions, or estimates may not represent the current or future performance of a listed property. You and your tax and legal advisors should conduct your own investigation of any property listed on this site and of any contemplated transaction concerning any property listed on this site.

9.4. You acknowledge that your submission of any information to us is at your own risk. We do not assume any liability to you with regard to any loss or liability relating to such information in any way.

9.5. Some of the content, products, and services available through this site may include materials that belong to third parties. You acknowledge that we assume no responsibility for such content, products, or services.

10. Limitation of liability

In no event will we be liable to you for indirect, general, special, incidental, consequential, exemplary, or other damages (including, without limitation, damages for loss of profits, business interruption, corruption of files, loss of business information, or any other pecuniary loss), even if we have been advised of the possibility of such damages. No oral or written information or advice given by us or others will create a warranty, and neither you nor any third party may rely on any such information or advice. Some jurisdictions do not allow the exclusion of implied warranties or limitations, or the exclusion of liability for incidental or consequential damages, so the above exclusions and limitations may or may not apply to you.

11. Indemnity

You will indemnify and hold harmless Trivericon, Inc., its directors, officers, employees, affiliates, agents, contractors, and licensors with respect to any suits or claims arising from:

(i) your breach of this agreement, including but not limited to any infringement by you of the copyright or intellectual property rights of any third party; or

(ii) your use or misuse of the site.

12. General

12.1. You will be responsible for providing the dial-up, DSL, cable modem, or other form of internet access, and any other hardware and software necessary to access and use the site.

12.2. We comply with all applicable laws, including but not limited to privacy laws and individual state laws. You agree that you will comply with all such laws applicable to you.

12.3. We or our business partners may present advertisements or promotional materials on or through the site. Your dealings with, or participation in promotions of, any third-party advertisers on or through the site are solely between you and such third parties, and your participation is subject to the terms and conditions associated with that advertisement or promotion. You agree that we are not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third-party materials on the site.

12.4. If you know of, or suspect, copyright infringement, please send a notice to us at hello@sba7a.us. The notice must contain all of the information set forth in section 512(c)(3)(a) of the U.S. Copyright Act, 17 U.S.C. § 101 et seq.

12.5. This agreement will be governed by the laws of the state of Florida. The exclusive jurisdiction for any claim, action, or dispute with us, or relating in any way to your use of the site, will be in the state and federal courts of the state of Florida, and the venue for the adjudication or disposition of any such claim, action, or dispute will be in the county of Broward County, Florida.

12.6. We may send notices to you with respect to your use of the site by sending an email message to the email address listed in your account information, by sending a letter via U.S. mail to the contact address listed in your account information, or by posting a note on the site when you access your account. You agree that we may provide notice to you through such means. Unless otherwise stated in the notices, the notices will become effective immediately.

12.7. General contact information. For questions regarding this site or your use of this site, please email us at hello@sba7a.us.

You acknowledge that you have read this agreement, understand it, and will be bound by its terms and conditions. You further acknowledge that this agreement represents the complete and exclusive statement of the agreement between us, and that it supersedes any proposal or prior agreement, oral or written, as well as any other communications between us relating to the subject matter of this agreement.